You can save money on car insurance and you can do so without going to extraordinary lengths to do so. Insurance costs continue to rise, but you can hold these increases in check by employing several proven strategies that are designed to save you money.
Your auto insurer is likely already familiar with your driving record and has a record of your driving history going back several years. Do not assume that this information is complete or accurate. If you have a flawless driving record, your insurer will typically reward you with a discount of at least 10 percent. Contact your insurer to ensure that your clean driving record is reflected in your current rates.
You can enjoy additional insurance savings if you insure at least two vehicles with the same insurance company. Such multi-policy plans result in discounts that are applied to your entire policy. The more cars insured, the deeper your discounts.
You can also realize savings by bundling your insurance plans. For instance, if you own a home or rent an apartment, or have some other insurance plan, your insurer will thank you for you business by offering you a discount on a bundled plan. Ask your insurance represent about discounts for multiple insurance plans or policies.
If you were single last year and are married this year, certain life changes can impact your insurance rates. Let your insurer know about your current marital status if different from last year.
You can also receive discounts if you are a college graduate or if your high school children are excellent students. Discounts for customer loyalty are also given.
If you have moved within the past year or have had made some other change such as a reduction of driving points for completing a driver awareness program, then your rates could be adjusted downward. Your credit score may have an effect on what you pay too — the higher your credit score, the lower your insurance rate. The opposite is true too.
The information your insurer has about your car should be accurate too. Typically, your agent will ask for the vehicle identification number or VIN, a step that will offer detailed information about your car including engine displacement, transmission and trim level. However, if you had aftermarket enhancements completed, including the addition of a security system, your insurer probably is not aware of this. Contact your insurer and review your car details to ensure that it accurately reflects what you are driving.
Well, I started out in the aircraft cleaning and detailing business, and later I had franchised mobile auto detailing and car washing units around the country. Today in retirement, I am often contacted by people in the industry, or new start-ups in the sector, and they have some rather intriguing questions. I doubt there’s much I don’t know about in the industry, or have not encountered, and despite all the new technology that is now being used, the actual operations of the business haven’t changed all that much yet.
Indeed, I say that because I believe someday there will be autonomous mobile detailing units which will send out a robot to detail a car. But that’s not today, these robotic systems will be detailing the personal flying craft of the future in 30 years I suppose, maybe 20 or 25. In any case, I was talking to a fellow entrepreneur about all this the other day, and he indicated to me that he would like a mobile robotic unit to help him clean cars at sports stadiums. He lives not too far from a sports stadium, and he said that over 25,000 cars show up, and they’re only there for three or four hours, and there is no way no matter how large his crew is, or how many units they have that they could ever possibly even clean a small percentage of all those vehicles.
Whereas that might be true, he ought to get busy and clean as many as he can. The best way to get this type of business is to go make friends with those that run the Stadium, and the sports teams that practice and play there. If it is a baseball stadium, make friends with the coaches and players to detail their cars, once on the property you can make friends with the facility maintenance people, and try to get a contract giving you the exclusive for specific areas of the parking lot. When people come in you collect their money, give them a ticket, clean their car, and when they come out it is completed. It’s not as difficult as you might think.
Further, often car dealerships will have events where they sell their used cars in these giant parking lots, and there are always other events going on. Once you are in, and they have a copy of your insurance, you should be able to clean cars for anyone who shows up at any event in the future. You just need a crack team that can go balls to the wall for 3 to 4 hours and complete as many cars as possible in that time period. Indeed I wish you luck if this is a sector of the mobile detailing industry or mobile car washing industry you care to expand into. Please consider all this and think on it.